IN THE NATIONAL INDUSTRIAL COURT OF NIGERIA

IN THE KADUNA JUDICIAL DIVISION

HOLDEN AT KADUNA

ON WEDNESDAY 03RD DAY OF MARCH, 2021

BEFORE HIS LORDSHIP: HON. JUSTICE  S. O. ADENIYI

SUIT NO: NICN/KD/46/2017

BETWEEN:

RICHARD OLUSHOLA AKINYEMI…………………CLAIMANT

 AND

KEYSTONE BANK LTD…………………….….…….DEFENDANT

J U D G E M E N T

The Claimant commenced the instant action, vide Complaint and Statement of Facts filed in this Court on 27/09/2017, wherein the Claimant claimed against the Defendant, reliefs set out as follows:

1. A Declaration that the Claimant having spent 9 years in the services of the Defendant is entitled to 100% gratuity payment.

2. The sum of N82,777,939.20 (Eighty-Two Million, Seven Hundred and Seventy-Seven Thousand, Nine Hundred and Thirty-Nine Naira and Twenty Kobo) only being gratuity due to the Claimant as per the provisions of the Human Capital Policies and Procedures (HCP) Manual of the Defendant.

3. The sum of N1,515,000.00 (One Million, Five Hundred and Fifteen Thousand Naira) only being payment due to the Claimant at N101,000 per month from April 2014 to June 2015, a period of 15 months for the failure by the Defendant to provide the Claimant with a status car on his promotion as a Manager.

4.  Cost of this action.

2. The Claimant is a former manager of the Defendant before he voluntarily retired in July 2017. His case briefly stated, is that he was initially employed by the defunct Bank PHB Plc in April 2008. After the Defendant was issued a banking license and assumed the deposits and liabilities of the defunct Bank PHB Plc, the Defendant offered the Claimant appointment as its employee on 05/08/2011. The Claimant alleged that by the policy of the Defendant, he is entitled to a status car as a manager and that as a policy, the Defendant pays each manager a monthly sum of N101,000.00 until the status car is allocated to the manager. The Claimant further alleged that he is entitled to the said sum for fifteen months. He further contends that at his retirement, he is entitled to gratuity as contained in the Human Capital Policies and Procedures (HCP) Manual issued by the Defendant. The Claimant’s contention is that the Defendant have failed, refused and neglected to pay his entitlements in spite of his demand.

2. The Defendant joined issues with the Claimant in the Amended Statement of Defence made pursuant to order of Court on 08/02/2018 and to which it also subjoined a Counter - Claim.

The summary of the Defendant’s case is that the employment of the Claimant is governed by terms and conditions issued upon his employment; that the Human Capital Policies and Procedure (HCP) Manual (Revised in 2013) has been amended in 2015 and the 2013 Manual is not applicable to its staff since 2015; that the 2015 amendments does not cover any gratuity scheme because members of staff are allowed individual gratuity scheme in line with the Pensions Act; that the cars are allocated/given to its managers are not entitlements but the allocation of the cars is dependent on the availability; that it is not the Defendant’s policy to monetize any monthly sum to its managers pending the allocation of status car.  The Defendant denied the entirety of the Claimant’s claim and maintained that it is not indebted to the Claimant.

3. The Defendant by Counter-Claim further seeks the reliefs set out as follows:

a.     The sum of N4,228,782.89 (Four Million, Two Hundred and Twenty Eight Thousand, Seven Hundred and Eighty-Two Naira, Eighty-Nine Kobo) being the total indebtedness of the Claimant to the Defendant resulting from personal car loan and loan/advances; net book value of the status car not returned to the Bank by the Claimant on resignation; outstanding sum of leave grants and statutory deductions.

b.     Interest on the said sum at the rate of 20% per annum until judgement is delivered and at the same rate till the payment sum is fully liquidated.

c.      The cost of this suit.

The Claimant’s Reply to the Statement Defence and Defence to Counter- Claim was filed on 11/12/2017.

4. At the plenary trial, the Claimant testified in person by adopting his Statements on Oath as his evidence in support of his claim and he further tendered a total of twelve (12) sets of documents in evidence as exhibits. He was duly subjected to cross-examination by the Defendant’s learned counsel.

The Banking Officer of the Defendant, one Awwal Mohammed testified as the Defendant’s sole witness. He equally adopted his Statements on Oath as his evidence – in – chief, and also tendered six (6) sets of documents as exhibits. He was in turn cross-examined by the Claimant’s learned counsel.

5. At the close of plenary trial, parties filed and exchanged their written final addresses as prescribed by the provisions of Order 45 of the Rules of this Court.

In the final address filed on 07/07/2020, learned counsel for the Defendant, Godwin Udondiah, Esq., formulated two issues as having arisen for determination in this suit, namely:

1.     “Whether the Claimant, based on the state of pleadings, evidence adduced and documents tendered, is entitled to his claims as endorsed on the Statement of Facts.”

2.     “Whether the Defendant is entitled to its Counter-Claim.”

In the final address filed on behalf of the Claimant on 27/07/2020, Claimant’s learned counsel, Maryam Dan-Abdul, Esq., equally raised two issues as arising for determination in this suit, that is:

1.     “Whether the Claimant has proved his case by preponderance of evidence and entitled to his claims as contained in the Statement of Facts.”

2.     “Whether the Defendant has proved its Counter-Claim.”

The Defendant’s Reply on Points of Law was filed on 03/12/2020.

6. I have painstakingly examined the totality of the pleadings filed by both parties in contention; the reliefs they claimed respectively, the totality of the admissible and relevant evidence adduced at the trial; and the written addresses and oral summations of learned gentlemen for the two parties; and my view is that two issues call for determination in this suit. Without prejudice to the other issues formulated for determination by the respective learned counsel, I shall proceed to determine this suit on the basis of the issues set out as follows:

1.   Whether or not the Claimant has established his claims for the award of the declaratory reliefs and other reliefs and thereby entitled to be awarded general damages as claimed.

2.   Whether the Defendant has discharged the burden of proving its entitlement to the Counter-Claim?

7. Now, I would begin, by determining at first the technical and procedural points of law raised by learned counsel for the Defendant in his final address.

The Defendant’s learned counsel raised the issue of the relevance of Exhibits C4A, C4B and C4C to the case of the Claimant and whether Exhibit C8 is not inadmissible. The argument of learned Defendant’s counsel in relation to Exhibits C4A, C4B and C4C is that have no relevance to the Claimant’s contract of employment with the Defendant, that Exhibit D1, is the document that governed the contractual relationship between the parties; that Exhibit D1 is complete and comprehensive and that oral evidence is inadmissible to vary or contradict its contents. Learned counsel submitted that no weight should be attached to the exhibits. On the authority of Arije Vs Arije [2018] LPELR 44193 and the provision of Section 128 (1)) of the Evidence Act, 2011, learned counsel urged the Court to expunge the said exhibits.

Learned Claimant’s counsel in reaction posited that the said exhibits established that the Claimant was an employee of Bank PHB which employment was never terminated but was renewed by the Defendant via Exhibit D1.

8. I have taken a careful perusal of the said exhibits including Exhibit C4 which forms part of the exhibits in contention. Parties are ad idem that the said exhibits are the letter of offer and terms of employment of the Claimant with Bank PHB. The Claimant’s letter of offer of appointment as an employee of the Defendant on the grade level of Deputy Manager was tendered by the Defendant as Exhibit D1.

Paragraph 3 of Exhibit D1 states inter-alia as follows:

“Also, your employment will be placed on a probation period of six (6) months, after which your confirmation will be subject to the achievement of the bank’s corporate goals assigned to you.”

(Underlining for emphasis)

From Exhibit D1 as reproduced above, I cannot agree with the proposition by the learned Claimant’s counsel that the Claimant’s appointment with the Defendant was only renewed. I am of the view that the employment was based on fresh terms; hence, the Claimant was placed on probation subject to confirmation.

9. It is not the law that every document admitted by a court of law must be assigned probative value. A document could be admitted on the ground of relevancy but the court may not attach any weight on it, in the light of the circumstances of the case. In other words, admissibility which is based on relevancy is distinct from weight to be attached to the document. See Nwabuoku & Ors Vs Onwordi & Ors [2006] LPER 2082

Accordingly, where a document earlier admitted does not carry any probative value by virtue of the Evidence Act, the Court can expunge the document or disregard it in the course of evaluating the totality of the evidence to arrive at a proper decision.

Exhibits C4, C4A, C4B and C4C which are documents relating to the Claimant’s employment with Bank PHB attach have no probative value and are hereby accordingly expunged.

10. On the issue of admissibility of computer generated documents, relying on the cases of Unical & Ors Vs Effiong & Ors [2019] LPELR 47976; Omisore Vs Aregbesola [2015] 15 NWLR (Pt 1482) 205, learned counsel for the Defendant submitted that the Claimant did not fulfil the conditions required in Sections 84 (2) and 84 (4) Evidence Act (supra) for admissibility of computed generated evidence such as Exhibits C1, C5, C5A and C8. Learned counsel therefore urged the Court to expunge the said exhibits which were wrongly admitted.

The argument of the learned Claimant’s counsel in reaction to the submission of learned Defendant’s counsel on admissibility of the said exhibits is that, learned Defendant’s counsel has a duty to raise objection at the point the documents were tendered and that since there was no objection when the said exhibits were tendered, learned Defendant’s counsel submission that the documents be expunged by the Court is an afterthought.

Learned counsel for the Defendant’s submissions in his Reply on Point of Law, in turn is centrally to the effect that the Claimant’s submission is not the correct position of the law. He supported his proposition with the case Agagu Vs Dawodu (supra) also cited by the Claimant’s counsel.

11. I do not agree with the learned Defendant’s counsel that Exhibit C5 and C5A are computer generated documents. The exhibits are photocopies of the terms of appointment and employee code of conduct of the Defendant which were duly authenticated by the Claimant.

However, undoubtedly, Exhibits C1 and C8 are computer generated documents. I agree with the submission of learned Defendant’s counsel, that the position of law was not correctly stated by the learned Claimant’s counsel. Learned Claimant’s counsel had either deliberately or inadvertently omitted some key portions of the law as stated in the Agagu case.

12. Now, on the authority of Kubor Vs Dickson [2012] LPELR-9817(SC)the Supreme Court, per Onnoghen, JSC, affirmed that computer-generated evidence or documents which did not comply with the pre-conditions laid down in Section 84(2) were inadmissible. The Apex Court further held as follows:

“It is of course the duty of counsel to object to inadmissible evidence and the duty of the trial Court anyway to refuse to admit inadmissible evidence, but if notwithstanding this evidence is still through oversight or otherwise admitted, then it is the duty of the Court to when it comes to judgement to treat the inadmissible evidence as if it had never been admitted

In the instant case, the Claimant admitted under cross-examination that Exhibit C8 was downloaded from the website of the Defendant, while Exhibit C1 is correspondences made through e-mail. However, there was no oral evidence given by the Claimant to lay the necessary foundation or requirement for admissibility of a computer generated document as provided by Section 84 (1) and (2) of the Evidence Act (supra). The supporting certification required under Section 84 (4) of the Act is also glaringly absent in Exhibits C1 and C8. Similarly, there are no particulars of any device used in the production of the said exhibits. In other words, the exhibits are rendered inadmissible by the Claimant’s flagrant defilement of the inviolable provisions of Section 84 of the Evidence Act. And I so hold.

13. Perhaps I should note at this point, that this argument was raised by the Defendant in a sister case, NICN/KD/67/2017 – Ahmed Aruwa Vs Keystone Bank Ltd wherein judgement has been delivered. 

In that case, learned counsel for the Claimant offered the same argument which she regurgitated in the instant case. Citing the case of Agagu Vs Dawodu (supra), learned Claimant’s counsel made this statement:

“It is incompetent for a Court having admitted a document as an exhibit in evidence to expunge them in its judgement.”    

The Court held in its Judgement of 29/09/2020 Paragraph 23, Page 16 that:

“The learned counsel for the Claimant’s argument that Exhibit C6 was admitted in evidence without objection is of no moment. The fact that a document has been admitted with or without objection does not necessarily mean that the document has established or made out evidence contained therein. This is because and this is also settled in a line of decided authorities, that where inadmissible evidence has been admitted, it is the duty of the Court, not to act upon it. It is immaterial that its admission was as a result of consent of the opposite party or that party's default in failing to take an objection at the proper time. It is rather unfortunate that the learned Claimant’s counsel made submission in her written address that it is incompetent for a Court to expunge exhibits in its judgement after admitting the exhibits. I only need to state that the choice of language is not only unprofessional but discourteous (indeed disrespectful) and so must be deprecated.

For the benefit of the learned counsel, the law is elementary that a judge has the right to expunge from the record a document wrongly admitted. The Court can do so suo motu at the point of writing judgment and this can be done without prompting from any party. See B.M.N.L Vs Ola Ilemobola Ltd [2007] 14 NWLR (Pt 1053) 109 [also reported in [2007] All FWLR (Pt. 379) 1340 @ 1367 - 1368(SC)].”

My decision on this issue in the sister case abides in the instant case. In the circumstances therefore, Exhibits C1 and C8 are rendered and inadmissible and hereby accordingly expunged from the records of proceedings in this suit. And I so further hold.

14. Now, proceeding to the substantive claims, I should state from the outset that, after a critical examination of the totality of the evidence adduced and documents tendered by parties on both sides, the Court, in this judgement, has devoted attention only to issues considered materially in dispute between the parties in this suit and ignored matters considered not crucially relevant to the determination of the main dispute in the suit. This is in line with the position of the law that in the determination of a suit before it, a Court is duty bound to consider material evidence adduced on real issues in controversy between the parties and is entitled to ignore irrelevant evidence adduced on issues not joined by parties. See Ajao Vs Alao [1986] NWLR (Pt 45) 802; Adebanjo Vs Brown [1990] 3 NWLR (Pt 141) 661; Spasco Vs Alrine [1995] 8 NWLR (Pt 416) 667; Ajomiwe Vs Nwakanma & Ors [2019] LPELR 3219(CA).

15. I am also not unmindful of the fact that the Claimant has sought declaratory reliefs in this suit; the implication being that the burden for it to prove the allegations leveled against the Defendant exceeds the regular burden provided in Sections 131 and 132 of the Evidence Act 2011. The settled position of the law, from time immemorial and as correctly submitted by learned counsel for the Defendant, is that even though the power to make a binding declaration of right is discretionary in nature; however a Court would only grant declaratory reliefs sought in an action principally on the basis of the evidence adduced by the Claimant without recourse to the evidence called by the Defendant. The burden of proof on the Claimant in establishing a declaratory relief to the satisfaction of the Court is somewhat heavy, in the sense that such relief is not granted even on the admission of the Defendant, as the Claimant must lead credible evidence in proof of the declaration of right he seeks from the Court. In other words, even though it is an elementary rule of pleadings that what has been admitted requires no further proof, one of the exceptions to that rule is that a declaratory relief cannot be granted without evidence; and it is not granted based merely on default of defence or on admission by the adverse party. Declarations are granted upon proof by cogent and credible evidence led by the Claimant/Plaintiff. See the authorities of Dumez Nigeria Limited Vs Nwakhoba [2009] All FWLR (Pt 461) 842; Ogolo Vs Ogolo [2006] All FWLR (Pt 313) 1; Ndayako Vs Dantoro [2004] 13 NWLR (P. 889) 187

16. The task that the Court is to undertake now, in the first instance, is to examine the evidence led on the record by the Claimant in order to determine whether or not he has satisfactorily established his entitlements to the declaratory relief and other reliefs claimed.

The declaration being sought by the Claimant is stated in relief (i): that the Claimant having spent 9 years in the services of the Defendant is entitled to 100% gratuity payment. The gratuity being claimed is stated in paragraph 22 (2) of the Statement of Facts. The Claimant also claims for payment from the Defendant for its failure to provide the Claimant with a status car for 15 (fifteen) months on his promotion as a manager.

17. To establish his claim, the Claimant relied on Exhibits C5 and C5A, C6, C7, C2 and C3, namely the terms of appointment and code of conduct of the Defendant, letter of promotion, letter of resignation and letter of demand by Claimant’ solicitors and the reply of the Defendant

The Claimant had alleged, in paragraphs 16 and 17 of his Deposition on Oath, that he is entitled to be paid gratuity as contained in the Human Capital Policies and Procedures (HCP) manual issued by the Defendant; that his salary was N766,462.40 as at June 2017 when he retired and that the computation of is his gratuity is N82,777,939.20.

18. On its part, the Defendant through DW1, its sole witness, denied the entirety of the Claimant’s claim. DW1 testified that the HCP manual revised 2013, upon which the Claimant based his claim has been amended by the Defendant in 2015 and that the HCP 2013 manual is inapplicable to the Claimant and the other members of its staff. DW1 denied the fact that the Defendant has a policy to monetize any sum on a monthly basis to its manager until a status car is allocated or given. DW1 further testified that the Claimant’s net entitlement had been properly and correctly computed; that same has been paid with his staff account and that the Claimant was informed of his entitlements and indebtedness after his resignation from the services of the Defendant.  

19. Now, the general rule is that a Claimant who claims must prove and in labour relations, an employee can only claim if an entitlement is shown. An entitlement is shown by reference to the law that gives it, the collective agreement from which the entitlement was agreed upon between the contracting parties or the conditions of service governing the relationship of the employer and his/her employee. Furthermore, the employee who claims must show how he came by the quantum of the sums claimed.

This Court has cautioned in a plethora of cases (See Mr. Mohammed Dungus & Ors Vs ENL Consortium Ltd [2015] 60 NLLR (Pt 208) 39), that it may be fatal if, in proving an entitlement, and even if the instrument is referred to, the employee does not indicate the clause, section, article or paragraph that grants the entitlement claimed given that the employee should not expect that it is the Court that will shop for the relevant article that substantiates the claim prayed for. This is the context within which the Claimants can succeed in the present case.

20. Keeping this principle of law in focus, I have carefully considered the Claimant’s claim as stated in paragraph 22 of the Statement of Facts.  Did the Claimant show to this Court any evidence on how he computed his claim for these amounts? The answer to this poser is in the negative. No iota of evidence was proffered by the Claimant to prove:

a) His monthly salary;

b) The document stating his entitlement to the monthly payment of N101,000.00 for failure the Defendant’s to deliver status car as a manager;

c)  The document stating his entitlement to gratuity as claimed

While answering questions under cross- examination, the Claimant testified as follows:

“I do not have in Court the document that shows communication of the payment of N101,000.00 until the official car arrived. I am claiming N82 Million. This is stated in Exhibit C8.”

Exhibit C8, the document relied upon by the Claimant for his entitlement to gratuity has been expunged as being inadmissible.

The point to be made therefore is that the Claimant failed to clearly plead or adduce any cogent or compellable evidence to prove his entitlements as claimed. And I so hold.

On the basis of the foregoing analysis therefore, I must and I hereby resolve the first issue for determination in this suit against the Claimant.  It is therefore the conclusion of the Court that the Claimant’s claim lacked in merit, in substance and in probity. The suit shall be and is hereby accordingly dismissed.

21. I now proceed to determine the second issue.

Issue two is to answer the question on whether or not the Defendant has discharged the burden of proving its entitlements to the Counter-Claim. There is no doubt that a Counter-Claim is a separate and distinct claim from the main claim. This is so because even if the main claim fails or is withdrawn or struck out, the Counter-Claim would survive. To put it differently, the same standard of proof required to prove the main claim is also required to prove the counter-claim. See  Attorney - General of Lagos State Vs Attorney - General of the Federation [2004] 12 SCNJ 1; Ogli Oko Memorial Farms Limited & Anor Vs Nigeria Agricultural and Co-operative Bank Ltd & Anor [2008] 4 SCNJ 436.

22. The Defendant’s claims from the Claimant the sum of N4,228,782.89 being the total indebtedness of the Claimant to the Defendant for personal car loans, loans/advances, net book value of the status car not returned to the bank by the Claimant on resignation, outstanding sums of leave grants and statutory deductions.

In proof of the claims, the DW1 testified as the sole witness on behalf of the Defendants. The particulars of the sum claimed are stated in paragraph 21 of the Counter-Claim.

DW1 testified that the Claimant was employed by the Defendant on 05/08/2011; that he was promoted on 12/03/2014 and that he voluntarily retired on 10/07/2017.

DW1 further testified that while in the employment of the Defendant the Claimant obtained personal loans/advances; that the Claimant was servicing the loans while he was still in the Defendant’s employment and that at his resignation, the Claimant has an outstanding debt of N333,848.48

23. The further testimony of DW1 is that the Claimant applied for a personal car loan of N4,500,000.00 in September 2012; that the loan was approved by the Defendant on 29/11/2012 and that the outstanding debt on the car loan at the resignation of the Claimant stood at N401,344.18.

DW1 also testified that in June 2015, the Claimant was allocated a status car (Nissan salon) valued at N6,615,000.00, that the vehicle was duly amortized at 25% monthly amounting to N137,812.50 over a period of 4 years; that the Claimant used the status car for 25 months and did not return the vehicle to the Defendant at resignation and that the Net Book Value of the Nissan salon car at the resignation of the Claimant stood at N3,169,687.50

DW1 testified further that the Claimant did not give the required notice as contained in the terms of employment and he is thereby required to pay N371,542.73  in lieu of notice and that the Claimant is required to refund the sum of N213,764.31 being the amount outstanding for 175 days the Claimant did not work for the leave allowance he was granted.

DW1 also testified that the Defendant had credited the Claimant’s account with the sum of N285,389.97 as entitlements due to him and that the Claimant is indebted to the Defendant in the sum of N4,228.782.89.  

The Claimant’s letter of employment and terms of employment dated 05/08/2011, the letter of promotion dated 12/03/2014, the staff loan documents/agreement, schedule of balance of the Claimant, a copy of the Human Capital Policies and Procedures (HCP) Manual 2013 (with 2015 Amendments) namely; Exhibits D1, D2 D3, D4, D5 and D6 were admitted in evidence in further support of the Defendant/Counter-Claimant‘s case.

24. In defence to the Counter-Claim, the Claimant in his additional testimony denied the entirety of the claim. He testified that he was unaware of any payment for statutory deductions, tax and pension; that the staffs of the Defendant are entitled to leave grants whether the leave is enjoyed or not; that he had paid for one month salary in lieu of notice, the loans and advances and for the status car allocated to him. The Claimant further testified that he is not indebted to the Defendant in the sum claimed or in any sum whatsoever.

25. The pertinent question at this juncture is: has the Defendant discharged the burden of proving its claim against the Claimant?

It is true that in civil cases, the onus of proving an allegation is on the Claimant and the onus does not shift until he has proved his claim on the preponderance of evidence and balance of probabilities. It is after the burden of proving the case has been discharged in accordance with the above principle of law that the burden shifts and continues to shift. Thus, the onus of proof is not static as it shifts from time to time. But where a party fails to discharge this burden then, the opponent need not prove any fact and the party alleging cannot rely on the opponent’s case.

See: Longe Vs FBN Plc [2006] 3 NWLR (Pt 967) 228, Iman Vs Sheriff [2005] 4 NWLR (Pt 914) 8; Kala Vs Potiskum [1998] 3 NWLR (Pt 540)1.

26. From the testimony of DWI, it is apparent that the case of the Defendant is hinged on documentary evidence, Exhibits D1 to D6. 

Now, documentary evidence, no matter relevant, cannot on its own speak for itself without the aid of an explanation relating its existence.

The law is firmly settled that a party relying on documents in proof of his case must specifically relate each of such documents to that part of his case in respect of which the document is being tendered. The Court cannot assume the duty of tying each bundle of documentary exhibits to specific aspect of the case for a party when that party has not done so himself. The foundation of the principle is that it is an infraction of fair hearing for the Court to do in the recesses of its chambers what a party has not himself done in advancement of his case in open Court.

See Enudi & Anor Vs Osumili [2012] LPELR 9844; Hadyer Trading Manufacturing Ltd & Anor Vs Tropical Commercial Bank [2013] LPELR 20294; Lumatron Nigeria Ltd & Anor Vs First City Monument Bank Plc [2016] LPELR 41409

With regards to the Defendant/Counter-Claimant’s claims for outstanding indebtedness of N333,848.48 being balance on personal loans and advances and the claim for N3,169,687.50 as the Net Book Value of the Nissan salon car (status car) at the resignation of the Claimant, I am of the view that the Defendant merely dumped the documents, Exhibits D4 and D6 on the Court.

In simple terms, dumping a document on Court during trial, means putting the document in evidence as an Exhibit without the vital evidence of witness/s to relate or link it with the specific aspect or part of the case in support of which the document was tendered or put in evidence by a party.

Having regard to the facts that the Defendant merely dumped the exhibits on the Court without relating them to its case or claim, the Defendant cannot be said to have proved its case. And I so hold.

On the Defendant/Counter-Claimant’s claim for the sum of N213,764.31 being the amount outstanding for 175 days the Claimant did not work for the leave allowance he was granted, there is no scintilla of evidence to establish the Defendant is entitled for  payment of this amount from the Claimant as outstanding sum as balance of his leave grant. The Defendant/Counter-Claimant has not discharged the burden to prove this claim. My view is that the attempt by the Defendant to claim unearned leave grant without proving the claim is in bad faith. And I so hold.

The Defendant in further support of the claim of N401,344.18 being outstanding balance on the car loan obtained by the Claimant, and N371,542.73 payment in lieu of notice, tendered in evidence Exhibits D1 and D3, the letter and terms of employment and a set of document of the car loan agreement.

While answering questions under cross-examination, the Claimant further reiterated that he paid all the loans and that even though he does not have to prove his assertion, but that his account was nil at the time he resigned his appointment.

The submissions of the learned counsel for the Claimant is that Exhibit C7 has established that the Claimant is not indebted to the Defendant and has discharged the onus of prove.

Now, Exhibit C7 is the Claimant’s letter of resignation. I have undertaken a cursory review of the said exhibit and I hereby take liberty to reproduce the relevant portion:   

“All outstanding indebtedness standing against me should be deducted from my entitlement with the Bank. Exit interview has been done via the portal today, 7th July, 2017.”

I have equally crucially reviewed Exhibit D3, the car loan agreement.

In paragraph 2 thereof, the parties agreed:

“That he/she will continue in the employment of the Bank for a minimum period of 12 months from the date of disbursement of the Facility or until full repayment of the Facility has been made, whichever is later.

That in the event that he/she disengages from the employment of the Bank for any reason whatsoever before the expiration of 12 months from the date of disbursement or before the full repayment of the Facility, any balance outstanding shall become immediately repayable and he/she agrees that the Bank shall only accept his/her resignation subject to full payment of all the outstanding indebtedness on the Facility.

(Underlining mine for emphasis).

Now, did the Defendant accept the Claimant’s voluntary resignation?  The answer is in the affirmative. In paragraph 15 of the Statement of Facts, the Claimant averred that he voluntarily resigned his appointment with the Defendant in June 2017 and same was accepted by the Defendant. This averment was admitted by the Defendant in Paragraph 1 of the Amended Statement of Defence and Counter-Claim.

It is an elementary principle of pleading which no longer requires precedents or legal authorities; that facts admitted needs no further prove. A party does not set out to prove that which is admitted. In the circumstances therefore, the Defendant’s claim for the outstanding balance of N401,344.18 fails. And I so hold.

The Defendant’s claim for N371,542.73 being payment in lieu of notice is unsubstantiated. By Exhibit C7, the Claimant gave his consent and authority to the Defendant to deduct all outstanding indebtedness from the entitlement due to him from the Defendant. The testimony of DW1 is that the sum of N285,389.97 was credited to the Claimant’s account being all entitlements due to him. However, the Defendant did not state the tabulation or breakdown of the entitlements paid. The claim for this sum fails. And I so further hold.

In totality, the Defendants’ Counter – Claim fails in its entirety. I so hold.

In the final analysis, the Claimant’s claim and the Defendant’s Counter-Claim lack merit and substance and are hereby accordingly dismissed.

Parties shall bear their respective costs.

SINMISOLA O. ADENIYI

(Hon. Judge)

03/03/2021

Legal representation:

Mohammed Sani Esq. for Claimant

Godwin Udondiah Esq., with Linda Etafia Esq. and N.N. Bin Esq. for Defendant